Avoid Foreclosure in Tampa, Clearwater, St Petersburg, Lakeland, Sarasota, Bradenton, Pasco, & Anywhere in Florida
Whether it’s a four-bedroom house in Tampa, a smaller two-bedroom condo in Clearwater, or a home of any size anywhere in Florida, your home is your most prized possession. And the mortgage payment on your home is also your largest bill, as well as the most important one that you pay every month. However, many homeowners have found it increasingly more difficult to make their mortgage payment, and may be in trouble of defaulting on their loan. If you are behind on your mortgage payments and are worried about losing your home, Yesner & Boss, P.L. can help you avoid foreclosure and potentially save your home. We have the experience and courteous service you need to get through this stressful foreclosure defense situation, and we take the time to help you make a decision on the best course of action for you as you try to avoid foreclosure on your most precious asset.
Two of the most popular methods to avoid foreclosure are:
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Loan modifications – this method to avoid foreclosure is typically dependent on your ability, as the borrower, to prove to your lender that you can support a mortgage payment at a modified rate. This may be achieved by your lender reducing your interest rate, converting the loan to a fixed rate, creating a payment plan, lengthening the term of your loan, or other options.
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Chapter 13 bankruptcy – this method allows the borrower to repay the amount in arrears on their loan along with making regular mortgage payments to the lender in order to avoid foreclosure. The borrower also pays off a percentage to their unsecured creditors, and is allowed to repay the mortgage and other credit obligations at a reduced interest rate.
Perhaps one of the worst things you can do when facing a potential foreclosure is to sit on your hands. Don’t let another moment pass by while you worry about the thought of losing your home. Call us right away to set up a free consultation. We’ll take the time to get to know you and your specific situation, then help you take the first steps on the path to avoid foreclosure on your home.
Contact us today to get a free consultation and learn more about potential methods to avoid foreclosure.
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