Tampa Chapter 13 Attorney Serving St Petersburg, Clearwater, Pasco, Lakeland, Sarasota, Bradenton, & Throughout the State of Florida
If you are already experiencing financial troubles, any sort of bankruptcy or debt relief discussions can quickly become complex and confusing. You already have enough on your mind as it is, so let Yesner & Boss, P.L. be your trusted Chapter 13 attorney if it turns out a Chapter 13 bankruptcy is your best option. We can educate and guide you at every step of the process, whether it’s with a Chapter 13 bankruptcy in Tampa, St Petersburg, or Clearwater, or some other debt relief solution in Pasco County, Sarasota, Bradenton, or Lakeland. In fact, no matter where you’re from in Florida, we’ll even give you a free consultation discuss your situation and help begin the process.
If it turns out a Chapter 13 bankruptcy is the preferred route to ease your hardship, as your Chapter 13 attorney, we’ll help navigate this process. A Chapter 13 bankruptcy is a “consolidation and repayment” chapter that enables you to retain possession of valuable property that might otherwise have been taken in a Chapter 7 bankruptcy. Rather than liquidate your assets to pay off debt, as in a Chapter 7 bankruptcy, you propose a repayment plan in a Chapter 13 scenario in which you plan to pay off a portion of your debt over a certain time frame between three and five years, often with no interest. As your Chapter 13 attorney, we’ll explain everything, including some important facts about this type of proceeding. For instance, if a Florida court approves your Chapter 13 payment plan, you may settle your debts even if your creditors are not willing to go along with the plan. Also, with a Chapter 13 bankruptcy, you are able to stop foreclosure on your home if you make your payments as required.
Sometimes, we can us a Chapter 13 bankruptcy to eliminate a second mortgage that is wholly unsecured. Therefore, you can keep your house and only have your first mortgage to pay. The second mortgage is paid a percentage of what is owed together with your other unsecured creditors.
Don’t let your money troubles stress you out any longer. Contact Yesner & Boss, P.L. today for a free consultation, whether you’re located in the greater Tampa area or anywhere across Florida. If a Chapter 13 bankruptcy is the best solution for your situation, you can count on us to be your Chapter 13 attorney of choice.
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